Penfound Insurance has been doing business in Elyria, Ohio since 1935.  We are proud to provide insurance and financial solutions to more than 3,000 individuals and businesses in our area.  We are committed to building a solid relationship with customers through practical solutions and excellent service  

 Auto Insurance: We offer a full line of automotive products for daily use vehicles, classic and special interest cars and trucks and miscellaneous vehicles such as ATV, snowmobiles and utility trailers.  Discounts are available for good students, mature drivers, and good driving history.
 

 Home Owners: Penfound Insurance offers a full line of homeowner products, including home ,renters, dwelling fire, mobile home, and modular home policies. Our agency evaluates homes for replacement value for accurate quoting.  We also offer coverages for scheduled items such as jewelry, furs or collectibles.  Discounts are available for smoke alarms, multiple policies (with auto owners for example), and loss free performance.
 

 Commercial Insurance: Under our Contractors and Tradesmen policies, we can insure small business contractors and their equipment as well as their commercial vehicles.  Other target markets may include wholesalers and distributors, manufacturers, garage services, retail and office and business services.
 


 

 Life Insurance: If you are in need of life insurance, we offer a wide variety of products, which include term products for 10, 15, 20, 25, and 30 years, Annual Renewable Term policies which provide coverage at an affordable premium, Whole Life, Universal Life, Single Premium Annuities and First Step Coverage for children.  
 

 Farm Owners Insurance: If you are a diary and crop farmer and are looking for the specialized coverages needed for the farming business, we can help.  Our policies offer products which include farm homes and outbuildings as well as livestock, farm machinery, tools, and supplies.  And farm liability for your property or property which may be rented out to other farmers.
  

Health Care Plans: Individual and family health plans are available for a wide variety of needs.  There are co-pay plans with optional deductibles designed specifically to meet most any budget.  Our professionals can answer questions that will offer the best combination of products for you specific health plan needs.
  

 Flood Insurance: If you’re in a designated Flood Zone and need flood insurance, a policy can be written for you through the National Flood Insurance Program. Please call us for a quote and more specific information on this insurance product.

 

 Boat Insurance: Coverage for your boat and equipment or for personal watercraft like jet skis is available. Size and age of the watercraft, and its use and operators will be important for an accurate quotation which we will be happy to help prepare.

  

 Motorcycle Insurance: Penfound Insurance offers coverage for motorcycles, mopeds, scooters and off-road bikes. Policies can be written for year-round coverage with the option of a “lay-up” period for times when the vehicles are not in use.

 

Campers/RV Insurance: If we insure your regular use automobiles we have a policy available for your campers and recreational vehicles. In addition to motor homes and travel trailers, we also offer coverage for other vehicles like snowmobiles and ATVs.

 

Bond  As a contractor, you may find that you need a license bond to work in certain communities. If we insure your business, we can also supply you with the license bonds and certificates of insurance required by these cities.